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Need help financing your graduate education?
A START Graduate Loan is designed to give
you the flexibility you need to manage your
education expenses. Additional deferment
available for medical students in an internship
or residency program.
You may apply with a co-signer or on your
own signature.
For more information:
download
the START Graduate brochure
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competive
interest rates |
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fast,
easy, no hassle application |
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no application fees
or other out-of-pocket fees |
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funding in as few
as 5 business days from receipt of completed
application |
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preliminary approval
in as little as 15 minutes if applying
by web or phone |
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generous loan amounts:
see loan limits |
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repayment is deferred
until after you graduate or cease to
be enrolled at least half-time |
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no prepayment penalty |
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available for past
due tuition balances, too |
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funds disbursed
directly to you! |
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borrow
annually up to the lesser of $30,000
or the estimated annual cost of attendance |
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$130,000
aggregate maximum borrowing limit |
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$1,500 minimum loan
amount |
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favorable
repayment terms* |
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no pre-payment penalties |
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minimum monthly
payment of $25* |
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a graduate
or professional student enrolled in
a degree or certificate program |
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enrolled at least
half-time as defined by your school
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attending a TERI-approved
school* (call 1-800-255-TERI) to confirm
eligibility of school) |
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proof of enrollment
must be provided |
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You
must meet the credit guidelines below
(a co-signer may be required): |
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satisfactory
credit history, residence and employment
history of at least two
years |
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proof of current
income |
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if self-employed,
verifiable business income for at least
two years |
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U.S. citizen or
permanent resident and have resided
in the U.S. for the previous two
years |
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international students
must apply with a qualified credit-worthy
U.S. citizen or permanent resident co-signer |
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principal
and interest are automatically deferred
for up to 4-1/2 years as long as you
are continuously enrolled at least half
time in school (includes six-month grace
period) |
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medical school students
may request an additional deferment
after gradution for up to four years
while completing an intership or residency |
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