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or
dial
1-866-230-4578
Whether you've just graduated from high school
or you're going back to college, the START
Undergraduate Loan could be for you.
Students enrolled at least half-time can
borrow from $1,500 to the estimated annual
program expense at your school ($30,000
annual maximum, $130,000 aggregate maximum).
Three repayment options available —
including full deferral of both principal
plus interest until six months after you
graduate or leave schools!
For more information:
download
the START Undergraduate brochure
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competive
interest rates |
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fast,
easy, no hassle application process |
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no application fees
or other out-of-pocket fees |
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funding in as few
as 5 business days from receipt of completed
application |
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preliminary approval
in minutes if applying by web or phone |
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generous loan amounts:
see loan limits |
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no repayment option
until after you graduate |
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no prepayment penalty |
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available for past
due tuition balances, too |
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funds disbursed
directly to you! |
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borrow
annually up to the lesser of $30,000
or the estimated annual cost of attendance |
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$130,000
aggregate maximum borrowing limit |
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$1,500 minimum loan
amount |
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choose
from 3 different repayment options,
including payment deferral until six
months after graduation or you leave
school |
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flexible repayment
terms* |
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no pre-payment penalties |
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monthly payments
to suit your needs* |
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an undergraduate
student enrolled in a degree or certificate
program |
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enrolled at
least half-time as defined by your
school |
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attending a TERI-approved
school* (call 1-800-255-TERI) to confirm
eligibility of school) |
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proof of enrollment
must be provided |
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must meet the credit guidelines requirements
below (a co-signer may be required): |
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satisfactory
credit history, residence and employment
history of at least two
years |
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proof of current
income |
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if self-employed,
verifiable business income for at least
two years |
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U.S. citizen or
permanent residence and have resided
in the U.S. for the previous two
years |
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international students
must apply with a qualified credit-worthy
U.S. citizen or permanent resident co-signer |
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immediate
repayment:
pay principal and interest in a fixed
monthly amount beginning approximately
45 days after funds are disbursed. |
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interest-only
payments:
defer principal and pay only interest
while you are enrolled in school for
up to four consecutive years (up to
five years if enrolled in a five-year
program).
Interes payments begin approximately
45 days after disbursement. Repayment
of principal and interest begins approximately
45 days after graduation or withdrawal
from school. |
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deferred
principal and interest repayment:
make no payment while in school for
up to four consecutive years (up to
five years if enrolled in a five-year
program).
Repayment of principal and interest
begins approximately 180 days after
graduation or withdrawal from school.
Interest is capitalized once at repayment. |
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or apply by phone: 866-230-4578
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